Last Updated: 01/02/2026
These Terms and Conditions (the "Terms") constitute a legally binding agreement between you ("you," "your," or "User") and Skill Forge IO Ltd ("Company," "we," "us," or "our") governing your access to and use of the SkillForge mobile application, website (if applicable), and any related products or services (collectively, the "Services").
By downloading, accessing, creating an account, or otherwise using the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use the Services.
1. Eligibility
1.1: You must be at least eighteen (18) years of age to access or use the Services.
1.2: You represent and warrant that you have the legal capacity and authority to enter into these Terms.
1.3: The Services are intended solely for users located in jurisdictions where skill-based competitions involving entry fees are permitted by law, including the United States and the United Kingdom.
1.4: You are solely responsible for ensuring that your participation in the Services is lawful in your jurisdiction, state, or locality.
2. Skill-Based Competitions
2.1: All games, matches, and competitions offered through the Services are skill-based competitions. Outcomes are determined predominantly by the relative skill, knowledge, reaction time, and decision-making abilities of participants.
2.2: The Services do not offer gambling, betting, lotteries, or games of chance as defined under applicable laws in the United States or the United Kingdom.
2.3: Entry fees, where applicable, grant access to skill-based competition only and do not constitute a wager on chance-based outcomes.
3. Account Registration and Security
3.1: You must create an account to access certain features of the Services.
3.2: You agree to provide accurate, complete, and up-to-date information during registration and at all times thereafter.
3.3: You are solely responsible for maintaining the confidentiality of your account credentials and for all activities conducted through your account.
3.4: You agree to notify the Company immediately of any unauthorized access or use of your account.
The Company reserves the right to suspend or terminate any account that provides false, misleading, or incomplete information.
4. Deposits, Withdrawals, and Fees
4.1: The Services may permit Users to deposit real money in order to participate in paid skill-based matches.
4.2: All deposits must be made using payment methods approved by the Company.
4.3: Withdrawals are subject to identity verification, anti-fraud checks, minimum withdrawal thresholds, and applicable processing times.
4.4: The Company may charge platform, service, or transaction fees. All applicable fees will be disclosed to you prior to entering a paid match.
4.5: Except as required by applicable law, all deposits are non-refundable.
5. Matchmaking, Ratings, and Fair Play
5.1: The Services utilize a skill-based matchmaking and rating system designed to pair Users of comparable skill levels.
5.2: You agree not to exploit, manipulate, or attempt to interfere with matchmaking, rating, or scoring systems.
5.3: Cheating, collusion, use of automated scripts, bots, exploits, unauthorized software, or any other unfair advantage is strictly prohibited.
5.4: The Company reserves the right to monitor gameplay, investigate suspected violations, void match results, withhold or confiscate winnings, and take any other action deemed appropriate.
6. Prohibited Conduct
You agree that you will not, directly or indirectly:
Use the Services for any unlawful or fraudulent purpose
Engage in abusive, harassing, threatening, or discriminatory behavior
Attempt to hack, reverse engineer, disrupt, or compromise the Services
Create or use multiple accounts to gain an unfair advantage
Engage in money laundering, payment abuse, or chargeback fraud
Any violation of this section may result in immediate suspension or termination of your account.
7. Prizes and Winnings
7.1: Winnings, if any, are determined solely by match outcomes and applicable fees.
7.2: The Company makes no representations or guarantees regarding earnings, profitability, or success.
7.3: You are solely responsible for reporting and paying any taxes, duties, or governmental assessments associated with your winnings.
8. Suspension and Termination
8.1: The Company may suspend or terminate your account, with or without notice, if you violate these Terms, engage in suspected fraud or illegal activity, or if required by law or regulation.
8.2: Upon termination, any remaining account balance may be forfeited or withheld, subject to applicable law.
9. Intellectual Property Rights
9.1: All content, software, trademarks, and intellectual property associated with the Services are owned by or licensed to the Company.
9.2: Subject to your compliance with these Terms, the Company grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for personal, non-commercial purposes.
9.3: You may not copy, modify, distribute, sell, or create derivative works without the Company's prior written consent.
10. Disclaimers
THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
11. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL THE COMPANY BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR BUSINESS OPPORTUNITIES.
THE COMPANY'S TOTAL LIABILITY ARISING OUT OF OR RELATED TO THE SERVICES SHALL NOT EXCEED THE TOTAL AMOUNT OF FEES PAID BY YOU TO THE COMPANY DURING THE SIX (6) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.
12. Indemnification
You agree to indemnify, defend, and hold harmless the Company and its officers, directors, employees, and agents from and against any claims, damages, losses, liabilities, and expenses arising out of or related to your use of the Services or violation of these Terms.
13. Governing Law and Dispute Resolution
13.1: United States Users. If you are accessing or using the Services from the United States, these Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law principles. Any dispute, claim, or controversy arising out of or relating to these Terms or the Services shall be resolved through binding arbitration on an individual basis, except where prohibited by law.
13.2: United Kingdom Users. If you are accessing or using the Services from the United Kingdom, these Terms shall be governed by and construed in accordance with the laws of England and Wales. Nothing in these Terms shall limit your statutory rights under applicable UK consumer protection laws. Disputes may be brought before the courts of England and Wales.
13.3: You agree that any proceedings shall be conducted only on an individual basis and not as part of a class, collective, or representative action, to the extent permitted by law.
14. Service Suspension or Closure
14.1: The Company (Skill Forge IO Ltd) reserves the right, at its sole discretion, to suspend, discontinue, or permanently terminate the Services, in whole or in part, at any time for business, legal, regulatory, or operational reasons.
14.2: In the event of a permanent closure of the Services, the Company will provide Users with no less than thirty (30) days' written notice via the email address associated with their account.
14.3: During this notice period, Users will be provided the opportunity to withdraw any available account balance, subject to standard identity verification, anti-fraud checks, withdrawal minimums, and applicable processing requirements.
14.4: Users are solely responsible for ensuring that their account information, including email address and withdrawal details, is accurate and up to date in order to receive notice and successfully withdraw funds.
14.5: Following the expiration of the notice period and termination of the Services, user accounts may be closed and access disabled. Any funds remaining in user accounts after the notice period may be forfeited, lost, or become inaccessible, to the maximum extent permitted by applicable law.
14.6: To the fullest extent permitted by law in the United States and the United Kingdom, the Company shall not be liable for any loss of funds resulting from a User's failure to withdraw their balance within the provided notice period.
15. Modifications to the Terms
The Company reserves the right to modify these Terms at any time. Continued use of the Services following the effective date of any changes constitutes acceptance of the revised Terms.
16. Contact Information
If you have any questions regarding these Terms, you may contact the Company at:
Email: support@skillforgeio.com
Company Name: Skill Forge IO Ltd